Buying a plot ties up a lot of capital before your house even exists. With a leasehold, you save yourself that large upfront outlay. Other items, such as the development of your plot, still apply; we explain these in the next section.

In short

Leasehold, or in legal terms a heritable building right (Erbbaurecht), means: the house is yours, the plot stays with the church. You use it long-term and pay an annual ground rent for it instead of a high purchase price for the land.

At a glance

How it works

1. Contract at the notary, entry in the land register in your name.
2. Annual ground rent: to follow.
3. You live here for as long as you like and stay flexible: sell, extend or bequeath.

Who leasehold suits

• You want your own home sooner, or with less equity.
• You'd rather put your money into the house than into the ground.
• You plan for the long term and value a reliable, values-driven partner.
• You let it out later: the ground rent is then tax-deductible.

When leasehold suits you less

• You definitely want to own the plot yourself and benefit from rising land prices.
• A permanent annual payment over decades feels uncomfortable to you.

Your next step

Whether leasehold pays off for you depends on your situation. We're happy to work through the numbers with you.

Before your plot can be built on and lived in, it first has to be connected to the road, water, electricity and internet. This is called development (Erschließung).

In short

Development means your plot is connected to the public infrastructure: access road, drinking water, waste water, electricity and internet. These connections are a one-off cost and are shared proportionally across the plots in the building area.

Why these costs arise

A new building area is created on land that was not connected before. Roads, pipes and sewers have to be built from scratch so that you can later simply turn on the tap, switch on the light and go online. Because every plot benefits from this, the future owners share these costs proportionally.

What it includes

• Access road and paths within the building area
• Drinking water and waste water connection (sewer)
• Electricity
• Internet and telecommunications

When they arise

Development starts from 2027. The development costs are a one-off payment and are separate from the annual ground rent and from the construction price of your house.

The exact amount

The exact development costs are currently being calculated. As soon as they are fixed, you will find them here.

There’s plenty of room between ‘planning everything yourself’ and ‘off-the-shelf turnkey’. That’s exactly where we build.

The two usual routes

Our route: the best of both

You don't start from scratch. Pre-planned building concepts give you a well-thought-out, tested basis and save time and nerves. Even so, you're not locked in: floor plan, fittings and your personal touch are all yours to shape, together with regional providers.

That way you get both: the security of a finished concept and the freedom of ending up with a home that's truly yours.

The concepts

We'll present the three building concepts as soon as the development plan is approved, expected in September 2026. On the waiting list you'll be the first to see them.

Fernblick Höckendorf will have 20 plots. Plots 5 to 20 belong to the 16 single-family and two-family houses; plots 1 to 4 to the four apartment buildings with the owner-occupied flats. The site plan shows where the plots are, how they're laid out and how large they are.

Download site plan

Single-family and two-family houses

Apartment buildings

We build every house and flat at Fernblick Höckendorf to the KfW Efficiency House 55 standard. For us, sustainability isn't an extra but a foundation, and this standard is mandatory for every property.

What does Efficiency House 55 mean?

An Efficiency House 55 needs only around 55 percent of the energy of a statutory reference building. Two figures are decisive: primary energy demand (how much energy the house needs for heating, hot water and ventilation) and transmission heat loss (how much heat is lost through the building envelope). The lower both figures, the more efficient the house.

How we achieve it

The standard comes from several building blocks working together: a consistently well-insulated building envelope, windows with thermal glazing, a heating system based on renewable energy such as a heat pump, and often a ventilation system with heat recovery. We plan every building as a whole.

Your benefits

• Low energy costs. An economical house eases your wallet for good.
• Noticeable comfort. Even warmth, no draughts, quiet rooms.
• Retained value. An efficient house stays future-proof and in demand.
• Good for the climate. Less energy means less CO2.

Funding available

If you build an Efficiency House 55, you can benefit from KfW funding, usually via a low-interest loan. The exact terms depend on your situation and change from time to time. We'll provide specific details on calculation, financing and funding shortly.

More from KfW: What is an Efficiency House? and Funding for new builds.

KfW 40 on request

On request, we also implement the KfW 40 standard. It isn't planned for every plot. That's a decision based on our experience with past building projects: the KfW 40 standard makes a build considerably more complex. We're happy to discuss the details with you.

We build with firms from the region. That's not chance, it's conviction.

Why that matters to us

• Local craft. You build with firms from Höckendorf and the surrounding area, not with anonymous large providers from far away.
• Short distances. The tradesperson is there in minutes, not hours. That makes arrangements easier and helps when something needs doing quickly.
• People know each other. Whoever has a name here is building for their neighbours. That creates a reliability no contract can replace.
• The value stays here. Your money works where you live and strengthens the region you're moving to.

We're happy to discuss the choice of firms and how we work together with you. If you know tradespeople or firms you trust yourself, do bring them on board.